Terms & Conditions

1. Acceptance of Terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting on our website. Your continued use of our website and services after such modifications will constitute your acknowledgment of the modified Terms and your agreement to abide by them.

2. Description of Services

Financial Audit Services provides financial audit support services to individuals and businesses in Canada. Our services include financial document organization, process review, and structured recommendations for improvement. We do not provide tax preparation, investment advice, or any services that require regulatory licensing.

3. Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use our services in any way that violates any applicable federal, provincial, local, or international law or regulation
• Impersonate or attempt to impersonate our company, an employee, another user, or any other person or entity
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
• Use our services for any unauthorized or illegal purpose

4. Intellectual Property

All content, features, and functionality on our website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are the exclusive property of Financial Audit Services or its licensors and are protected by Canadian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

5. User Information

Any information you provide to us through our website or services is subject to our Privacy Policy, which is incorporated into these Terms. By using our website and services, you consent to all actions we take with respect to your information in compliance with our Privacy Policy.

6. Limitation of Liability

In no event shall Financial Audit Services, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use of or inability to use our services
• Any conduct or content of any third party on our website
• Any content obtained from our website
• Unauthorized access, use, or alteration of your transmissions or content

The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

7. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that our services will meet your requirements, be uninterrupted, timely, secure, or error-free. The results that may be obtained from the use of our services may not be accurate or reliable.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any principles of conflicts of law.

Any dispute arising under or relating to these Terms shall be resolved exclusively in the courts located in Toronto, Ontario.

9. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be eliminated or limited to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.

10. Contact Information

If you have any questions about these Terms, please contact us at: